This is a selection of some of the best savings accounts available at this time. Of course for the best rates you generally need to put your money away for a set period of time, the longer the time the higher the interest rate, for this look at the bonds further down the page.
Standard savings accounts, all rates given are gross.
Saffron BS Goal Saver (£10+) 2.85
Skipton Web Saver (£500+) 2.76
Sainsbury's Easy Saver (£1) 2.50
ING Direct Savings (£1+) 2.50
Barnsley BS Online Saver (£1+) 2.50
Intelligent Finance (IF) iSaver (£1+) 2.49
Market Harborough BS on the dot (£1+) 2.35
Saffron Walden BS E-saver 55 (£1,000+) 2.30
Melton Mowbray BS Online Easy Save (£1,000+) 2.25
Market Harborough BS on the dot (£1+) 2.20
Yorkshire BS Internet Saver (£1+) 2.10
Scottish Widows Bank (£1+) 2.01
Bonus Accounts - These accounts pay a bonus for the first 12 months. These are the rates including the bonus:
Scottish Widows Bank (£1+) 3.01
AA Savings Internet Extra 1 (£1+) 3.00
Alliance & Leicester Online Saver (£1,000+) 2.75
Tesco Internet (£1+) 2.75
Principality BS (£1+) 2.85
Bonds
FIXED-RATE ACCOUNTS
All rates given are gross rate.
12 Months
ICICI Bank (£1,000+) 3.40
Post Office (£500+) 3.30
Britannia (£1,000+) 3.25
National Counties BS (£1,000+) 3.25
Progressive BS (£500+)(4) 3.25
Eighteen months
Dunfermline BS (£100+) 3.75
Cheshire BS (£1,000+) 3.75
Derbyshire BS (£100+) 3.70
Two years
ICICI (£1,000+) 4.25
Saga (£1+) 4.25
Halifax (£500+) 4.20
AA Savings (£500+) 4.10
Progressive BS (£500+) 4.10
Nationwide (£25,000+) 4.10
Santander (£25,000+) 4.10
C&G (£100+) 4.10
Bank of Scotland (£500+) 4.05
Halifax (£500+) 4.00
Derbyshire BS (£100+) 4.00
Three years
ICICI (£1,000+) 4.70
Nationwide (£25,000+) 4.70
Nationwide (£1+) 4.70
Saga (£1+) 4.50
Britannia (£1,000+) 4.50
Halifax (£500+) 4.50
Progressive BS (£500+) 4.10
Four years
Birmingham Midshires (£1+) 5.00
Five years
Halifax (£500+) 5.15
Saga (£1+) 5.10
Birmingham Midshires (£1+) 5.10
AA Savings (£500+) 5.10
Clydesdale (£2,000+) 5.00
Yorkshire (£2,000+) 5.00
Principality BS (£5,000+) 5.00
Progressive BS (£500+) 5.00
Skipton BS (£500+) 5.01