These are the current best deals available:
Switching Incentive
ALLIANCE & LEICESTER PLC
Premier Current Account New customers could receive £100.
FIRST DIRECT
1st Account Switch to first direct and get £100
Reward Paying Accounts
HALIFAX
Reward Current Account - Pay in £1,000 each month and receive £5 reward each month
BANK OF SCOTLAND
Reward Current Account - Pay in £1,000 each month and receive £5 reward each month
Best Rate
ALLIANCE & LEICESTER PLC
Premier Direct Current Account 6%
SANTANDER
The Santander Account (Preferred In-credit Rate) 6%
Best Overdraft
FIRST DIRECT
1st Account £250 Interest Free, then 15.9% EAR over £250
Best Packaged Accounts
CITIBANK
Citibank Plus Account 0.1% £1 £10 per month.
key benefits include:
* Worldwide holiday travel insurance for you and your partner
* Worldwide mobile phone insurance
* Identity theft protection
* Card protection for all your cards (including non-Citibank cards)
* Interest paid on cheques from the day they are received by Citibank1
* No transaction fees on global transfers to Citibank accounts in over 20 selected destinations (exchange rates apply to transfers across currencies)2
* Interest free overdraft up to £500,13.9% EAR typical variable thereafter*
* Secure online code card protection
THE CO-OPERATIVE BANK PLC
Privilege Account 0% £1 £9.50 per month.
Over £600 worth of benefits.
* Worldwide family travel insurance, provided by AXA Travel Insurance
* Mobile Phone insurance, provided by Lifestyle Services Group and insured by London General Insurance Company
* 0.5% off a loan from The Co-operative Bank giving you a rate of 8.4% APR Typical on loans of £7,500 to £14,950.
* An automatic £200 interest-free and fee-free overdraft
* Exclusive no application fee 3yr Tracker mortgage
* 20% discount on entry to over 200 fantastic leisure attractions across the UK, with the Smartsave discount card
* Privilege savings account for the life of your Privilege current account
* FREE legal advice with the Co-operative Legal Services helpline
* 20% off your home insurance provided by The Co-operative Insurance.
Ethical Accounts
THE CO-OPERATIVE BANK PLC
Current Account Plus